Posts Tagged ‘term life quotes’

Life Insurance Used in Estate Planning

Life insurance is no longer solely used for funeral expenses today. It has evolved through the years to become a product that is used for multiple purposes. These could range from covering burial costs, compensating for a loss of income, as a means to pay off mortgage and other debts, to provide for children’s education, […]

Life Insurance with No Exams

For all those people out there who are healthy and want their insurance faster and with less hassle, a no medical exam life insurance policy has developed as the latest trend in the market today. As long as you do not suffer from any chronic or life-threatening disease such as cancer, AIDS, diabetes or a […]

Survivorship Life Insurance

Mrs. and Mr. X own a significant estate that they plan to leave behind as a legacy to their children. As part of their estate planning process, their financial advisor recommends they purchase survivorship life insurance. Mrs. and Mr. Y have a son with special needs. They are worried about his financial security after they […]

Life Insurance – An Important Part of Your Business Succession Plan

No matter how certain the future seems, there is always a need for a business succession plan. It\’s all too easy to give planning a miss when things are going well. But what happens when an unforeseen illness, a natural disaster, a premature death, or the sudden retirement of top management turns all your progress […]

Pros And Cons Of Survivorship Life Insurance

If you are wealthy and married, then survivorship life insurance is something you should consider. Survivorship life insurance is also referred to as second-to-die life insurance because the death benefits are paid out only after both spouses die. A survivorship policy can either be a term life policy or a permanent one. Survivorship life insurance […]

Children with special needs may encounter financial difficulties without Life Insurance

Special needs children require a lot of care, not just in their younger years, but also as adults, often at the hands of a dedicated caregiver. The monthly expenses of caring for a child with special needs can easily run into hundreds of dollars. Parents are often too overwhelmed with the daily demands of these […]