Posts Tagged ‘accuquote com’

Survivorship Life Insurance

Mrs. and Mr. X own a significant estate that they plan to leave behind as a legacy to their children. As part of their estate planning process, their financial advisor recommends they purchase survivorship life insurance. Mrs. and Mr. Y have a son with special needs. They are worried about his financial security after they […]

Pros And Cons Of Survivorship Life Insurance

If you are wealthy and married, then survivorship life insurance is something you should consider. Survivorship life insurance is also referred to as second-to-die life insurance because the death benefits are paid out only after both spouses die. A survivorship policy can either be a term life policy or a permanent one. Survivorship life insurance […]

Children with special needs may encounter financial difficulties without Life Insurance

Special needs children require a lot of care, not just in their younger years, but also as adults, often at the hands of a dedicated caregiver. The monthly expenses of caring for a child with special needs can easily run into hundreds of dollars. Parents are often too overwhelmed with the daily demands of these […]

Who can be a Life Insurance Beneficiary?

It is fairly obvious that your life insurance policy should name a beneficiary since the sole purpose of a policy is to ensure that your loved ones will be financially supported after your death. Most life insurance policies bequeath their proceedings to their spouse or children, but how this is worded in your life insurance […]

Summer Life Insurance Checkup

Summer is here, and it\’s the perfect time for family vacations, barbeques and outdoor activities. All that fun in the sun makes you realize how much your family means to you, and how precious your time together is. Summer comes bang in the middle of the year making it an ideal time for a life […]

Should you Buy Term Life Insurance and Invest the rest?

The pros and cons of Permanent and Term Life Insurance have been debated extensively. Term life insurance premiums are cheaper, but have no cash value attached. On the other hand permanent life insurance premiums are higher because the insurance company invests a part of the premiums so that beneficiaries receive a cash value when the […]