Archive for November, 2019

Time to Put An End to the Payment Protection Insurance Witch Hunts

THERE has been so much written in the past few months about payment protection insurance it has all become a little confusing. Most of what has been written has been very negative, indeed dangerously negative – witch-hunt proportions even in some quarters. A mortgage magazine even ran a campaign to have single premium accident, sickness, […]

Different Types of Term Life Cover

Decreasing term or level term. With a decreasing term life insurance the sum insured decreases over the period of the term of the insurance policy. The rate of decrease is usually fixed to some other object such as the decreasing outstanding balance of a repayment mortgage. In fact this type of term insurance is mostly […]

Why the Fastest Car Insurance Quote is Never the Best

Fast is best, right? Well, if you\’re a racing car driver, yes. For those of us that have to weigh up a whole variety of different factors, every time we choose between speed and another benefit … the answer is not so clear cut! For example, a slow-cooked roast is much more delicious than a […]

IRA Trust: IRA Investments & Funds

IRA Investments like a Trust Since we now know that an IRA can do just about anything a trust can do, you should be aware of the specifics that are allowed. Just as a trust, your IRA can be a form of loan money. You are allowed to borrow from the account for loan purposes. […]

Insurance Continuing Education Online – Professional Disability Insurance

What It Is   So-called professional disability income insurance can address a combination of business and personal needs since the professional person\’s work is the source of income that pays for both business and personal expenses. For insurance purposes, profes­sional DI policies are those written for people in certain occupations that generate incomes over $100,000 […]

Mortgage Payment Protection Insurance

The result would be very onerous as mortgage arrears can lead to repossession and give you a poor credit history. To protect yourself with Accident Sickness and Unemployment insurance also known as ASU or mortgage payment protection insurance, it may help you for up to one or two years until you are able to return […]